Summary: During the research it was determined that applying a loan is an essential part of the process of functioning of small and medium-sized business in agriculture. A special attention should be paid to the issue of farm lending by credit unions. This direction in loans can help out of difficult financial crisis both farmers and credit unions. By investing money in farming and manufacturing – we invest money in our future as a powerful agricultural country.
It has been proved that in the field of microcredit, especially in rural areas, credit unions are the only source of financing for small and medium-sized enterprises.
Peculiarities of functioning of credit unions have been researched. To ensure the access of small businesses to short-term “cheap” loans of small size the implementationof Microcredit Program by means of local credit unions has been considered. The main advantages and features of the program are: loans for starting a business; the possibility of getting loans without security; low loan interest rate (max 15 %); loans of small size (up to 20 000 UAH.) for short term; participation of State Executive authorities, local self-government.
The analysis of credit unions of Ukraine, which indicates a downward trend in the amount of assets and loan portfolio of credit unions in Ukraine, leading to a decrease in their number due to the closure has been made. The reasons which led to the crisis of credit unions have been determined.
Some recommendations have been offered regarding the creating of a credit history bureau for a single borrowers’ database formation; acceleration of the process of formation of powerful credit union associations. The requirement is to create a regional stabilization fund that can facilitate the access of a credit union to financial support, and cooperation of the regional funds at the state level will helpto monitor their liquidity. To solve the problem of credit repayment it is offeredto delegate this authority partially to a single special body - the Agency for dealing with bad loans.
Key words: loan, credit union, credit and financial system, financing of a small business, funding, the Program of microcreditofa small businesses.
Abstract: The paper discusses controversial issues of legal qualification of the murder committed in the heat of passion, examines the concept of "affect", there are circumstances to be included in the content of this concept. In our time, murder in the heat of passion has become a common phenomenon. Reason for the selection of the murder committed in the heat of passion in a specific crime is that the decisive factor in the Commission of this murder is special as a wine - physiological affect.
Key words: criminal law, crime of passion, the legal qualification, the murder of passion, the criminal code, object, subject, objective side, subjective side.
Summary: This article is dedicated to one of the controversial issues of modern anatomy - the issue of the participation of the trigeminal nerve innervation of the external muscles of the eye. Conducted by the author morphometric and experimental studies have shown that in the oculomotor nerve fibers is not sensitive to external eye muscles. This is confirmed by the absence of degeneration of sensory endings in those muscles by cutting the root of the trigeminal nerve in the rat. As a result, the author presented alternative scheme of the functional anatomy of the trigeminal nerve. However, the study has led to the need to raise the question of change in the classification of sensitivity, which would distinguish morphologically and functionally disparate devices innervation of muscle, teeth, periodontal dura.
Key words: trigeminal nerve, the trigeminal node branch of the trigeminal nerve, anatomy, proprioceptive sensitivity, proprioceptive innervation, external muscles of the eye.
Summary: The criteria of translation quality estimation were investigated.
Key words: commercial documentation, wording of a contract, translation quality.
Annotation. An infinitely lifting method for making certain types of three-term equations, which is completely refuted by the ABC conjecture.
Keywords: three-term equation, the method of infinite growth, elementary aspect.
Annotation. The article is an analysis of operation and determine development problems of enterprises of the construction industry in Ukraine with a view to ensuring compliance management purposes and objectives. Analyzed the financial condition, results of production, innovation and investment operation and condition enterprises human resource of the construction industry in Ukraine for 2010 – 2015. The basic problems that hinder the development of enterprises of the construction industry in Ukraine.
Key words: construction industry enterprises, construction, operation analysis, development problems.
Annotation: In the article the negative impact of higher transmission and consumption of reactive power, proved feasibility reactive power compensation in load. According to the research, the mechanism of compensation based on synchronous motors with feedback on the system cos φ control current winding.
Key words: reactive power, power loss, synchronous motor, static compensator, network load, power factor induction motor.
Annotation: The study of the current problems of modern TV shows that the dramatic development of television programs and the role of the author's attitude is an exceptional merit of democracy. Establishing freedom of speech in the formation of style plays an important role.
Key word: Television in market economy, television dram, television and its directions, style in television.
Abstract: The article describes positive impact of interactive environment for public space and society. It explains how interactive architectural elements influence society and their role in communication between space and people.
Keywords: interactive environment, public space, architecture, communication, society.
Annotation: The article describes the installation of an improved reflect meter, complete with six infrared LED lights. As a result of theoretical research developed experimental setup for physical modeling of thermal stress in the workplace with an intense heat. Based on the physical modeling of the regularities of changes thermoradiation intensity depending on the spatial arrangement of heat sources.
Key words: heat flow, sensor, excessive heat radiation, heating temperature, measurement range.
Summary: On the base of ontogeny it was revealed the structure of 7 cenotic populations of Stipa aktauensis Roshev, which is growing on remote mountains of Kuldzhuktau, Auminzatau, Muruntau, Tamdytau, Aktau (Kyzylkum desert). All investigated coenopopulations are normal, but most of them are not complete. The ontogenetic structure studied coenopopulation (CP) of Stipa aktauensis are different: varied: they were central (CP 1, 5 and 7), left-side (CP 3, 4 and 6) and the right-side (CP 2).
Keywords: coenopopulation, ontogenetic structure, remote mountains.
Annotation. In this paper we evaluated the changes of intestinal microflora and the content of cytokines in coprofiltrates in 47 children with extremely low birth weight (ELBW), with gestational age of 22-28 weeks.
Keywords: premature babies, microflora, immunity.
Summary: The article focuses on reasons for lexical innovations, stages of neologism formation are considered.
Key words: lexical innovation, neologisms, occasionalisms.
Summary: Agrotechnics cotton varies depending on weather conditions, soil types and their structure. A rational system of farming during the development of cotton as established, but some of its elements continues to attract the attention of both scientists and practitioners.
Key words: cotton, hundredweight, hectare, crop, seeds, sowing, harvesting, watering, soil, fiber.
Summary: The theoretical aspects of profitable enterprises and ways to increase.
Key words: profit, backlogs, enterprise, business activities.
Summary: The economic nature of bankruptcy and investigated and systematized strategic directions overcome and prevent bankruptcy in the current dynamic economic conditions.
Keywords: bankruptcy, insolvency, financial reorganization, re-engineering, economic security, controlling, early warning system and response, crisis management measures for financial stabilization.
Summary: The theoretical aspects of psychology of risk in business.
Key words: risk, psychology, business activities.
Summary. In the article the author shows that a tax credit, for all intents and purposes, corresponds to such economic and legal instrument as a tax benefit, in particular, a tax discount, and from the viewpoint of the theory of authority it constitutes an agreed tax right.
Key words: tax credit, value added tax administration, tax discount, tax benefit.
Annotation. The purpose of this article is to investigate the issue of psychological peculiarities of pedagogical interaction. The article presents the results of empirical study of life prospects for youth, which are influenced by anxiety, reflexivity, self-concept and value orientations.
Key words: life prospects, value orientations, self-concept, reflexivity.
Annotation. The purpose of this article is to investigate the issue of psychological peculiarities of pedagogical interaction. The article presents the results of empirical investigation of the personality traits connected with the peculiarities of self-identification as well as interaction in pedagogical process.
Key words: pedagogical interaction, value orientations, school anxiety, professional burnout.
